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humm Finance

for little things.
for big things.
for everything.

Buy 'Little things'

below €500 and up to 3 months to pay
with 0% interest.

Buy 'Big things'

up to €15,000 and up to 36 months to pay,
depending on what you buy.

How to get started

Use humm to shop today!

And get fast decisions

Checkout online with humm

And pay your way!

humm finance - apply today and get humming!

humm - Ireland's Latest Way to Pay!

humm allows you to buy now and pay later for the things you really want at Stakelums and over 700 stores nationwide. It’s simply, a retail instalment payment plan facility that puts you in control. humm is Ireland’s latest way to pay and an easy alternative to paying with cash or credit card for your goods. Whether it’s a new couch, bicycle, dining table, sofa, kitchen, lawnmower or TV, humm is there to make finance simple! humm allows you to buy now and pay later using your humm approval.

It’s all about you – you’re in total control.

  • You select the goods;
  • You select the amount;
  • You select the plan;
  • You have full access to your humm account via your very own self-serve portal. You can even pay out your purchase early without any additional fees or charges.

Buy Now & Pay Later with humm

To apply, you complete a simple, quick, and easy online application form on your mobile phone or mobile device. Apply from home, on the move or in-store – it’s your choice. Please make sure that you are NOT using Internet Explorer when applying.

Depending on the chosen plan, there may be an application fee required upfront upon approval and a monthly fee to run your account. These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying. Providing you stick to your payment schedule, you know exactly how many payments you need to make and the total amount payable throughout your humm payment term.

Plans, rates and offers vary by retailer so best to check in store for the best humm offer.

We will send you SMS messages and emails throughout your application and time with us. Having a mobile phone number and email address is required to enjoy the benefits of humm.

To apply for humm

All you need is a valid email address, your mobile phone number, and meet the following minimum criteria:

  • Provide proof of PPS number & Address
  • Be at least 18 years of age
  • Be an Irish citizen or permanent resident of Ireland
  • Earn a minimum taxable income of €1,000 per month
  • Have a current credit / debit card and a Photo ID
  • Have a good credit history

During your humm assessment, humm may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application.

Once humm have all they need, you’ll receive a credit decision within minutes! It’s that simple!


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